Home/Auto Accidents
Michigan auto accident claims

One crash.
More than one path forward.

An auto accident can involve benefits through your own insurance, a liability claim against responsible parties, and UM/UIM coverage. Each claim has its own requirements. They need to be considered together.

01 / YOUR BENEFITS

No-Fault Claims

Medical care, lost income, help at home, and care coordination through the applicable no-fault insurer.

Understand this claim02 / THE AT-FAULT PARTY

Bodily Injury Liability Claims

Preserving evidence, proving responsibility, and investigating liability insurance and other sources of recovery.

Understand this claim03 / YOUR PROTECTION

UM/UIM Claims

Coverage you purchased for an uninsured or underinsured at-fault driver, with policy requirements that need careful attention.

Understand this claim
Two passenger vehicles at a suburban intersection after a collision
One accident can raise medical, liability, and insurance questions.Illustrative image · Not an actual client or case
Know your coverage

Know your dec page.
Know what to ask.

Your declarations page is the policy’s snapshot. Hover over a highlighted coverage on this sample to open its options and implications. Click or tap to keep the explanation open.

Hover, focus, or tap a highlighted coverageFictional sample · Not a coverage quote

Swipe across the sample to read it, or tap a coverage below.

Fictional auto insurance declarations page for January 1 through July 1, 2027, with bodily injury liability, UM/UIM, and PIP medical highlighted in pale green

All names, policy information, limits, and premiums in this sample are fictional. Explore other choices in the pop-up; the printed sample stays unchanged. Actual declarations pages and available options differ.

These selections explore coverage examples only. They do not change your policy or determine what you are entitled to receive. A claim requires review of the complete policy, selection forms, endorsements, applicable law, and facts.

Let’s review your coverage
Coverage references

General educational information. Reviewed October 22, 2026.

Auto accident help from Waterford to West Branch—and across Michigan.

After a crash, your own no-fault benefits, a claim against the at-fault driver, and uninsured or underinsured motorist coverage can raise separate questions. I help Michigan drivers and passengers understand which claims may apply and what information to preserve.

Work directly with Steve Hanft, an attorney at Bagley & Langan, PLLC in Waterford with ongoing ties to West Branch. Request a free consultation or call (989) 942-0951.

The crash is only part of the case.

Who caused the collision matters. So do your medical needs, lost income, the available insurance, and the steps required to preserve a claim. I examine those questions together rather than treating a policy limit or an insurer’s first answer as the end of the discussion.

Start with what happened.

Tell me when the crash occurred, how you were involved, and which insurance companies have contacted you. Keep relevant photographs, correspondence, and policy documents. Before signing a release or agreeing to a final settlement, let’s review the effect on the other claims.

Your handling attorney. Start to finish.

I’m Steve Hanft, an attorney at Bagley & Langan, PLLC. You get personalized service from me throughout your matter, backed by the firm’s resources.

Your recovery deserves an advocate.

Personal service from Steve. Representation through Bagley & Langan, PLLC.

Talk to Steve